Timber Framers Guild Forums Training Classes and Workshops workshop insurance

I have a friend who wants a barn built this summer. We were discussing the possibilities of running a workshop to help offset the costs-- and because I would like to combine building and education in a meaningful way. This would likely be a one-time thing, at least for the moment. I am definitely not going to undertake more than a single workshop this year. I have yet to talk to an insurance agent. but I suspect that such an endeavor would defy categorization. In other words, I am unsure of how to go about getting liability insurance for such an endeavor.
For those of you who are running or have run workshops, what type of insurance do you have? Any idea what it costs to insure a single workshop?
I'm thinking 10 days and 10 people.

Hi Devin,
I've attended plenty of offroad races and almost every time all participants had to sign a liability waiver.

Here's a good one (minus the "HER MAJESTY" part..lol)
http://www.alpineclubofcanada.ca/activities/forms/ACCWaiverGroup06.pdf

My Agent says that I'm covered under my general liablity incsurance. Teaching classes is part of my normal business activites. He encourages the waivers also. CB.

Good to know. I definitely plan on utilizing waivers as a first line of defense. The workshop will take place on an insured farm as well, so clearly there are several options for recourse in the event of an accident.
Thanks for the info,
-Devin Smith
Rockingham, VT

what daiku says, and I would suggest that you do chat with your agent about the event, he will have key input. If you're not crazy about sharing this info with your agent, you could introduce it as a "what if" item.