Raphael,
Thank you for that important piece of information. I hadn't considered the challenges of insuring a work in progress because I initally had planned on paying as we go like Thomas is doing. How did you go about finding an insurer?
I think I'll follow your advice to start cutting before we get the loan. Unfortunately, we can't so much as role our fifth wheel onto the property until the building plans are approved, so we will have to delay our mortgage until the plans are approved and we're on the property with a septic and power to go with our well...
Fortunately, are build permit process is semi-open ended. Our permit remains active as long as we have an inspection every six months.
