To all:
I had a discussion the other day with my brother, as he works for a computer software company, and he said from what I described to him that if you use the (img)http/whatever/whatever(/img) as described in the instruction page of how to post images, that the post containing that Instant UBB code will go to the site where that image is parked and get it and then post it to the message where the image command is placed.
So I guess I've answered my own question and that you can't upload an image to this board's computer. You have to have a web page of your own, where you have your own pictures or images stored and then you can post them into your posts.
Does that explanation sound correct? to any of you out there?
So Ken if you've got a good shot of something at your web page, try it and see if it works.
Good luck, Jim